CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission through the LendingTree affiliate network if you apply and are approved for a card, but our reporting is always independent and objective.
It’s a new year and many people are resolving to improve their personal finances in 2021. It may seem counterintuitive to think about credit cards if you’re still having financial difficulties from the pandemic, but a new credit card could help by letting you finance the things you need to buy at 0% interest, or consolidating debt at a lower interest rate. Or perhaps you just want to make sure you’re earning the most in rewards when you’re ordering online or having food delivered to your home.
Our comprehensive methodology compares every aspect of each credit card to our “benchmark credit card” to determine which cards can potentially help you the most. So give yourself a few minutes to take a look at our list of the best credit cards for 2021 and see if one might be useful to you right now.
Citi® Double Cash Card: Best for flat-rate cash back
Chase Sapphire Preferred Card: Best sign-up bonus
Chase Freedom Flex: Best for flexible rewards
Blue Cash Everyday® Card from American Express: Best for U.S. supermarkets
American Express® Gold Card: Best for dining
Citi® Diamond Preferred® Card: Best for balance transfers
U.S. Bank Visa® Platinum Card: Best introductory rate on purchases
Capital One® Venture® Rewards Credit Card: Best for easy travel redemptions
The Blue Business® Plus Credit Card from American Express: Best for small businesses
Capital One® Spark® Miles for Business: Best for larger businesses
Why did we select these cards as our best credit cards for 2021? Dive into the details of each card with us, and see how they stack up.
Best for flat-rate cash back
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