ByNurudeen Lawal
OKNaira, an online loan app, asked Abraham Oladipupo to pay ₦120,240 in six days or be disgraced after sending him ₦77,325.00 loan, which he did not apply for.
Abraham Oladipupo, a Nigerian resident in Ibadan, Oyo state, has raised alarm after getting ₦77,325.00 loan from an online app, OKNaira, without applying.
Oladipupo shared the details of the ₦77,325.00 alert he got from the loan app on his Facebook page on Saturday, October 22.
I never registered on OKNaira app, says Oladipupo
Noting that he never registered on OKNaira let alone applied for a loan, Oladipupo said he quickly searched for the app online and sent an email to notify them of the alert.
Replying, OKNaira said he registered on their app in February 2021 but didn’t apply for a loan. However, the system, according to OKNaira, “must have disbursed” the loan when Oladipupo’s “quota was calculated.”
You can’t return the money without interest, you must pay back ₦120,240 in 6 days, OKNaira tells Oladipupo
Despite admitting that Oladipupo didn’t apply for a loan, OKNaira said he can’t return the money without the interest.
He was told to pay back ₦120,240 in six days’ time.
Oladipupo returns money, OKNaira threatens to disgrace him
Confident that he didn’t apply for a loan, Oladipupo returned the money credited to his account to OKNaira without adding any interest.
When he sent them an email informing them that their money had been returned, OKNaira said Oladipupo should wait to be disgraced.
“No mobile line to call, no rep, when I replied that their money has been returned to them immediately they simply said I should wait to be disgrace…. Adding that I had better do and do business with the money before the 7days is passed,” Oladipupo said on Facebook.
Read the full Facebook post here:
Oladipupo is not the only victim of OKNaira
A quick search on Twitter indicates that some other Nigerians have received loan from OKNaira without applying.
Bigsam Oluseun, @BigsamOluseun, tweeted at the Central Bank of Nigeria (CBN) to complain about a similar issue on Wednesday, September 14.
The tweet reads: “@cenbank Good day, please i need urgent help as One of this Loan App (OKNAIRA) keep sending me funds without requesting for it.
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