Punch
✔I was kidnapped for a month, my crop destroyed, I don’t know how to pay CBN loan – Farmer
✔We can’t support farmers with uninsured ABP loans, says Federal Ministry of Agriculture
There are indications that the Central Bank of Nigeria’s Anchor Borrowers’ Programme is heading for the rocks as bandits are forcing farmers, who took the ABP loans, to abandon their farms.
Farmers in Zamfara, Kebbi, Sokoto, Ekiti and Ebonyi states, in separate interviews with The PUNCH on Monday, said repaying the loans would be tough because bandits had taken over their farms and destroyed crops.
Recall that the CBN had in 2015 launched the ABP in line with its developmental function. The programme is aimed at creating a linkage between anchor companies involved in processing and small holder farmers of agricultural commodities.
According to the CBN, the thrust of the ABP is provision of farm inputs in kind and cash to small holder farmers to boost production of the commodities, stabilise inputs supply to agro-processors and address the country’s negative balance of payments on food.
At harvest, the farmers supply their produce to agro-processors who pay the cash equivalent to the farmers’ accounts.
The CBN Governor, Godwin Emefiele, at the launch of the 2021 wet season input distribution in the South-West in Ado Ekiti last month, said a total of 3,107,890 farmers had been financed for the cultivation of 3,801,397 hectares of land across 21 commodities through 23 participating financial institutions.
He also stated that the sustainability of the programme depended on repayment of loans by farmers.
But farmers, who collected the loans told The PUNCH on Monday that with bandits sending them away from their farms, they would not be able to repay the ABP loans.
I took N1.3m loan, bandits destroyed my farm, I couldn’t harvest a bag of rice – Zamfara farmer
One of the farmers in Zamfara State, Alhaji Nuhu Dansadau, in an interview with one of our correspondents, said he collected N1.3m ABP loan.
Dansadau, whose farm is in Yargaladima village in the Maru Local Government Area, lamented that he was not able to harvest even a bag of rice because the bandits destroyed his crop.
He stated, “The bandits destroyed all my crop very close to harvesting period. They put their cattle in my rice farm and everything was destroyed.”
According to him, the bandits also threatened to kill him if he returned to the farm. He said, “When they destroyed my farm, they also told me not to come to the farm again.”
I was kidnapped for a month, my crop destroyed, I don’t know how to pay CBN loan – Farmer
Another farmer, Mallam Umar Yusuf, who took a N600,000 loan, told The PUNCH that he was kidnapped by the bandits and detained for over a month.
He maintained that after he paid ransom, he was released and when he returned to his farm, he discovered that the crops he planted had been destroyed by the bandits.
Yusuf stated, “I don’t know how to pay the CBN loan because I didn’t harvest anything.
‘I couldn’t wait to harvest rice and soya beans in my farm at Bardoki village in the Gummi Local Government Area because of persistent bandits’ attacks.”
A farmer in Jangeme village in the Gusau Local Government Area, Aminu Sarki, said he fled his village following persistent attacks by bandits.
He stated, “I obtained the CBN loan and I planted rice and soya beans but I was unable to wait for the harvest because of the fear of bandits’ attacks.”
Sarki added that his village was deserted, adding that it would not be easy for farmers to go to their farms.
Insurance only covers flood, fire, excludes cattle menace – Chairman, Ekiti farmers
In Ekiti State, farmers said insecurity had kept many of them away from their farms, making the repayment of the CBN loans difficult.
They lamented the destruction of farms by herdsmen’s cattle among other security challenges.
According to them, the fact that the insurance for the CBN ABP does not cover cattle menace has compounded their problems.
The state Chairman of the All Farmers’ Association of Nigeria, Adebola Alagbada, said, “Going to farm is a serious problem. You face the challenge of being kidnapped by the bandits.
“Again, the challenges of herdsmen to farmers are enormous. That is why there is no food; no garri, cassava and maize in town. It is a serious challenge and repayment of bank loans becomes a burden to the farmers. Apart from bank loans, farmers get funds from thrift societies, which is more terrible. Farmers are in serious problem now. In my farm, I battle Fulani herdsmen on a daily basis.”
Alagbada, who lamented that that a major obstacle was the limited coverage of the available insurance, said…
