For a man whose wealth has, at times, outstripped that of the Queen, James Howells lives a remarkably modest life, sharing a terrace house on a busy main road in Newport, South Wales, with his labrador Ruby.
Decorated in classic bachelor-pad style — all blacks, whites and greys — the front room is dominated by a large computer monitor and its screen-saver gives a clue as to why James is not enjoying quite the champagne lifestyle you might expect.
